Mortgages

Description

🎥 Mortgages 🏠 Think owning a $1 million home is impossible on a middle-class income? Think again. In this episode, Moshe Alpert, CFP® sits down with mortgage expert Gabe “Mortgage Gabe” Tenenberg to reveal the real strategies helping families buy homes in today's high-cost housing market, even with average incomes or self-employed status. Whether you're a first-time buyer, self-employed, or just wondering how others are affording it, this is the no-fluff, real-world guide you've been looking for with mortgage tips for self-employed & first-time buyers. 📌 What You’ll Learn in This Episode: How high earners get denied mortgages — and how to fix it Credit, Income, Assets: The “CIA” formula behind mortgage approval The truth about PMI — and how it could help you buy sooner Mortgage prep: Why it’s like test-driving a Lexus $1M homes & the mansion tax explained Business bank statement loans: The self-employed solution Why you don’t always need 20% down Closing process demystified What “pre-affording” means — and why it matters 🧠 Key Takeaway: “Push the envelope with a cushion and a plan. Most families who stretched — responsibly — never looked back.” 👤 Guest: Gabe Tenenberg Mortgage Advisor, FM Home Loans 📧 [email protected] 📲 https://www.linkedin.com/in/gabe-tennenberg-94b170144 https://wa.link/c7dc3p 💼 Host: Moshe Alpert, CFP® Founder & CEO of Ceremian Financial Helping families simplify complex financial decisions through clear, actionable planning. 💬 Drop your questions in the comments — we might answer them in a future episode 📧 Send your questions to: ⁠[email protected] 📣 Subscribe for more episodes on real-world finance, mortgages, family budgeting, and long-term planning. 👍 Like this video if you learned something new 🔔 Hit the bell so you never miss an upload 🎛️ Produced by BIG Productions - Gidon Orman Contact: [email protected] home buying, mortgage tips, buying a home 2024, first-time homebuyer advice, how to buy a house, mortgage for self-employed, home affordability, million dollar home, PMI explained, credit score mortgage