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Every home or investment deal starts with one big question: where should you get your mortgage? In this conversation, Yumi Sebbag from CoFinance Team sits down with Motti Klein, Senior Loan Officer at Everest Equity, to talk about what really happens behind the scenes when securing a mortgage. They unpack the key differences between working directly with a bank versus using a mortgage broker, and why understanding those differences can save you time, stress, and money. From loan flexibility and rates to personalized service and lender access, this episode reveals why choosing the right path for your mortgage can completely change the way you finance your next property. So, what’s the smarter move for your next deal, the bank or the broker? Timestamps: 00:00 Introduction: Bank or Broker 01:20 What a Mortgage Broker Actually Does 03:15 The Real Difference Between Banks and Brokers 06:05 How Mortgage Brokers Get You Better Options 08:45 What Banks Don’t Tell You About Loan Programs 11:30 When a Broker Makes the Biggest Difference 14:10 How to Know Which Option Is Right for You 16:50 Final Thoughts: Build Smart, Borrow Smarter Featuring: Yumi Sebbag – CoFinance Team Motti Klein – Senior Loan Officer, Everest Equity Message Motti Klein from Everest for all your mortgage needs: WhatsApp 👉 https://wa.me/message/IXN5VMY6NE6AO1 Email 👉 [email protected] Phone 👉 347-274-4637 About Everest Equity The Everest Equity Company, Inc. 2 Executive Blvd, Suite 201, Suffern, NY 10901 Registered Mortgage Broker, New York State Department of Financial Services. Mortgage Broker Licensed by the New Jersey Department of Banking and Insurance. Licensed Mortgage Broker CT, PA, FL, TX, and NC Banking Departments. We do not make any mortgage loan commitments or fund any mortgage loans. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. Loans are arranged through third-party providers. Company NMLS ID: 12484 Individual NMLS ID: 2275123
